Terms of Service for WallyMe

Effective Date: March 10, 2026 — Last Updated: March 10, 2026

1. Acceptance of Terms

By downloading, installing, or using WallyMe (“the App”), you agree to be bound by these Terms of Service. If you do not agree, do not use the App.

2. Description of Service

WallyMe is a personal finance management application that helps you track expenses and income, categorize transactions automatically using AI, set budgets, and manage multiple currencies.

WallyMe is a subscription-based service. All features require an active subscription after the free trial period.

Features

  • AI-powered automatic categorization
  • Unlimited transaction tracking
  • Budget creation and alerts
  • Multi-currency support (28 currencies, 32 countries)
  • Credit card management (cut-off and payment dates)
  • Voice input for hands-free expense logging
  • Offline mode with automatic sync
  • Dark mode and recurring transactions

3. Subscription and Payment

Free Trial

  • 7 days for new users, full access, no charge
  • After trial: active subscription required

Subscription

  • $0.99 USD/month (monthly) or annual plan with discount
  • Auto-renewal unless canceled 24 hours before period ends
  • Payments processed by Apple/Google (we never see payment details)

Cancellation

Cancel anytime through App Store or Play Store settings. Access continues until end of billing period.

Refunds

Refund requests must be made through Apple or Google directly.

4. User Responsibilities

You agree to use WallyMe only for lawful purposes. You will NOT:

  • Use the App for illegal activities
  • Attempt to hack or compromise security
  • Upload malicious code or viruses
  • Share your account credentials

5. Privacy

Your privacy is important to us. Please review our Privacy Policy for details.

6. AI Disclaimer

AI categorization is provided “as-is” and may not always be accurate. WallyMe does not provide financial, investment, or tax advice.

7. Limitation of Liability

THE APP IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR LOSS OF PROFITS, DATA, OR REVENUE, OR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.

8. Changes to Terms

We may modify these Terms at any time. Changes will be communicated through the App or via email. Continued use constitutes acceptance.

9. Contact Us

By using WallyMe, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.